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Home Loans

Personal Loans

Car Loans

Business Loans

Credit Cards

Banking

Where you find the right loan.

Quick and simple.

  • Loans from 6.50% p.a*
  • Instant results
  • Over 30 lenders
Where you find the right loan money.com.au
Great rates

Loans from 6.50% p.a*

Instant results

Instant results

Lender options

Over 30 lenders

Where you find the right loan money.com.au

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Why use Money Matchmaker® to find your right loan

Australian Lenders

Get personalised rates

No ads. No generic rate tables. We’ll show you real loan offers tailored to you.

Consolidating debt

Save money

It’s free to get matched with the best loan deals from multiple lenders. We’ll always show your loan matches with the lowest repayments first.

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No time wasting

We've spent years getting to know lenders and their policies. We won't waste your time connecting you with lenders you're not compatible with.

Australian Customer Support

You’re in control

There’s no obligation. Just options and facts to help you make the right decision.

Money Matchmaker® was built to make it quicker and simpler for you to find the right loan.

Get instant results

  1. Let us know who you are and what you're looking for. A little bit of information goes a long way in helping us find the right loans for you.

  2. Money Matchmaker® securely analyses your data against each lender. It finds the best loan offers that match your profile.

  3. Based on your situation, you'll either see a range of qualified loan offers, or an expert human Matchmaker will help you find your match.

TRY IT NOW

Hear from the people who found the right loan           

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Shopping around for the right loan can save you thousands of dollars in interest and fees

30+ Australian Lenders for you to choose from

Frequently Asked Questions

This depends on the lender. It also depends on which company they check your credit score with as the score ranges vary. As an example, Equifax (one of the major credit reporting companies operating in Australia) classifies anything above 669 as being a ‘good’ credit score.

Having a good credit score means you would be eligible for a loan with most lenders (depending on your other circumstances).

But having a bad credit score isn’t the end of the world. It can simply mean you need to apply with more specialist lenders.

If you have a bad credit score and your application is accepted, you may be offered higher interest rates and/or more restrictive loan terms.

Avoid making multiple car loan applications in a short space of time as this can damage your credit score.

Find out what your credit score is for FREE before you apply for a loan.

The following steps could help make you a better candidate for a loan:

  1. Check your credit score in advance and take steps to improve it if it’s not in good shape.
  2. Avoid making loan applications if you have started a new job recently.
  3. Don't apply for loans you can't afford. Work out how much you can afford to repay comfortably each month and stick to that as your maximum budget.
  4. Review the lender’s lending policies and eligibility criteria before you apply.

If you need help, give us a call. We are experts who can guide you through the process and can be particularly useful for complex applications.

You can apply for a loan with banks, car dealerships, finance brokers or online lenders.

They all have different products and rates so it can be hard to find the right one for you.

We recommend using Money Matchmaker® to do the leg work for you. It's like applying direct with a range of lenders all at once.

This really depends on what you want from a loan deal.

Online loan lenders often have the lowest interest rates. They can also approve loans quickly in many cases, if your application is straightforward.

The reality is shopping around is the best way to find the most suitable lender for you.

*Information about comparison rates Comparison rates are designed to allow borrowers to understand the true cost of a loan by taking into account fees and charges, the loan amount and the term of the loan. The comparison rate is based on an unsecured fixed rate personal loan of $30,000 over 5 years. WARNING: Comparison rates are true only for the examples provided and may not include all fees and charges. Different terms, fees or loan amounts might result in a different comparison rate.

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Our Money Promise

Money Pty Ltd (trading as Money) Australian Credit Licence 528698 provides information about credit products and is authorised to do so as the holder of Australian Credit Licence 528698. Money does not compare every Lender all products or issuers available in Australia. We are not a broker or credit provider and when we provide information via this website, we are not providing you with a recommendation or suggestion about a particular credit product.

This material has been prepared by Money Pty Limited (ABN 40 664 954 536) (Money, ‘us’ or ‘we’). Money is a corporate authorised representative (CAR 001307399) of 62 Consulting Pty Limited (ABN 88 664 809 303) (AFSL 548573) (62C). The material is for general information only and is not an offer for the purchase or sale of any financial product or service. The material is not intended to provide you with financial or tax advice and does not take into account your objectives, financial situation or needs. Although we believe that the material is correct, no warranty of accuracy, reliability or completeness is given, except for liability under statute which cannot be excluded. Please note that past performance may not be indicative of future performance and that no guarantee of performance, the return of capital or a particular rate of return is given by 62C, Money, any of their related body corporates or any other person. To the maximum extent possible, 62C, Money, their related body corporates or any other person do not accept any liability for any statement in this material.

The calculator provided on money.com.au is intended for informational and illustrative purposes only. The results generated by this calculator are based on the inputs you provide and the assumptions set by us. These results should not be considered as financial advice or a recommendation to buy or sell any financial product. By using this calculator, you acknowledge and agree to the terms set out in this disclaimer. For more detailed information, please review our full terms and conditions on the website.

Assumptions:

  • The calculations do not account for changes in interest rates or other market conditions that may occur.
  • Results are approximations and may differ from actual payment schedules or amounts.
  • The calculator does not include all fees and charges that you may incur in relation to a financial product.

Limitation

  • This calculator does not guarantee the availability of any financial product or the accuracy of the calculations. Please consult a financial advisor or the relevant product provider to obtain specific advice tailored to your circumstances.
  • money.com.au does not accept any liability for errors or omissions, or for any loss you may suffer as a result of relying on these calculations.
Money Pty Ltd trading as Money

ABN: 42 626 094 773 / ACL: 528698 / AFCA: 83955
Money is a corporate authorised representative (CAR 001307399) of 62 Consulting Pty Limited (ABN 88 664 809 303) (AFSL 548573) (62C)
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